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Curriculum Modules

Budgeting for Unpredictable Income

Build a flexible budget around essential expenses, variable income, and weekly financial decisions.

Building & Managing Your Income Shock Buffer

Create a dedicated buffer to smooth out income fluctuations and cover essential expenses during lower earning periods.

Managing Debt on an Irregular Income

Prioritize debt payments, protect essential expenses, and adjust repayment strategies as income changes.

Career Re-Entry: Presenting Your Experience with Confidence

Learn how to present employment gaps, highlight transferable skills, and prepare confident résumé and interview explanations.

How to Use the Modules

01. Identify Your Audience

Begin by determining whether your primary audience is high school students, shelter case managers, or nonprofit staff. This will help you select the most relevant module for your specific educational or organizational needs.

02. Download the Module

Click the 'View/Download' button on the module card to access the free PDF. These materials are designed for educational and nonprofit use, ensuring you can distribute them widely without any cost.

03. Integrate into Programming

Use the curriculum to fill identified gaps in financial literacy and workforce readiness. Whether you are a volunteer or educator, these modules provide the methodical framework needed for effective transition.

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